Budi Raharjo, a prominent figure and expert in financial technology at RUN System Indonesia, is leading a groundbreaking initiative that leverages Big Data to transform credit scoring and financial analysis for industries. His innovative work aligns seamlessly with the United Nations’ Sustainable Development Goals (SDGs), particularly emphasizing SDG 11: Make cities and human settlements inclusive, safe, resilient, and sustainable.
In response to the global need for sustainable urban development, Raharjo’s research and initiatives focus on integrating Big Data analytics within credit scoring and financial analysis. By harnessing the vast potential of Big Data, he aims to provide more accurate and insightful credit assessments for businesses and individuals, ultimately fostering economic growth and contributing to the creation of sustainable and smart cities. The issues has that presented in Smart City Outlook 2023: Big Data held by Department of Computer Science and Electronics, Faculty of Mathematic and Natural Sciences Universitas Gadjah Mada at October 14, 2023.
“Utilizing Big Data for credit scoring and financial analysis is pivotal to drive economic stability and foster sustainable growth. It empowers industries and individuals by providing a holistic view of their financial health and creditworthiness,” emphasized Budi Raharjo. “This approach is aligned with our vision for cities that are not only economically resilient but also inclusive and safe for all.”
Budi Raharjo’s interdisciplinary approach involves collaboration with experts in finance, data analytics, and urban development. By analyzing extensive financial data and credit histories, his research aims to identify patterns and predict credit risks, enabling industries to make informed decisions that promote financial sustainability and resilience.
Through this innovative approach, Raharjo seeks to drive economic empowerment and financial inclusion, critical components of SDG 11. By enabling better access to credit and financial insights, he envisions cities where businesses and individuals thrive, contributing to a more sustainable and inclusive urban landscape.
RUN System Indonesia fully supports Budi Raharjo’s efforts in integrating Big Data analytics into the finance industry. This initiative underscores the company’s commitment to technological innovation and sustainable practices that address global challenges and contribute to a more resilient and inclusive future for cities and human settlements.
